What is Enhanced True Own Occupation?

With enhance true own occupation disability insurance, you get income protection that amounts to more. Should you become totally disabled from injury or illness, even if you can work in another occupation and choose to do so, you are covered if you can’t work in your specialty.

In other words, enhanced true own occupation disability is ideal for anyone in residency or starting out in a specialized field of practice. Think cardiologists, orthopedic surgeons, anesthesiologists, OB/GYN, dermatologists, and radiologists. That extra coverage goes a long way to ensure you’re safeguarded for the duration of your career.

During your specialty medical career, you stand to make a great deal of money. You’ll work hard to get there, just as you worked hard to train for it. You will enjoy a refined lifestyle because of it, perhaps starting a family, owning a home, and getting the chance to vacation in faraway places.

All of that could disappear in an instant if you don’t have the right disability coverage. While true own occupation is certainly better than having any occupation disability insurance coverage, Drs Choices recommends enhance true own occupation to keep you fully covered.

As an example, a cardiologist needs steady hands to perform their miracles. If that cardiologist is later diagnosed with a nerve condition that causes their hands to shake, they can no longer perform in their trained specialty. Enhanced true own occupation disability insurance protects your specialty so that you can still continue to earn and support your family with the finer things in life and avoid spiraling into debt from mounting bills.

Are you going into a specialty medical profession? If so, contact Drs Choices today and let us protect you with enhanced true own occupation disability. Protecting doctors, it’s all we do!