Life Insurance

You Won’t Know You’re No Longer Around, But It’s All They’ll Think About

No one ever likes thinking about death. Sooner or later, it will happen to us all. As uncomfortable as that is to ponder though, there’s something even worse. Imagine your family dealing with the pain of losing you and trying to manage bills. Don’t leave anything to chance where they would have to hurt even more in the wake of your departure.

Why You Need Life Insurance

Life insurance protects your loved ones when you pass on. It’s designed to pay a beneficiary that you designate a set sum of money. Spouses, children, siblings, or even organizations may be your beneficiary, and you can choose more than one of them so it doesn’t create any arguments between children for example.

It's never too late to buy a policy, though the sooner you do, the less costly it will be. Many people choose to open life insurance policies after they get married, have children, start a business, and other milestones but you don’t need to wait.

In fact, the more you wait, the more you might wind up paying to protect those you love. And not getting one at all could cause numerous problems for those you leave behind.

Types of Life Insurance

Maybe you haven’t yet purchased life insurance because there are several options and you’re not sure which one you need. We’re happy to help you make the right decision that gives you peace of mind.

Term life insurance protects you for a specified term. It tends to be less expensive to purchase as it has an expiration date. So when the term ends, so does your coverage. Then there’s whole life insurance which, as the name implies, lasts for a lifetime as long as you make your payments. By making your payments, it is set into your cash value. You can use that cash value for a rainy day, like if your car suddenly breaks down on the side of the highway or you have a medical emergency.

Whole life insurance also offers fixed premiums which means you can lock in that rate and keep it, even if your health deteriorates. Buying when you’re young means that you’ll pay that same rate no matter what changes in the economy or in your health.

There’s also universal life insurance, guaranteed issue whole life insurance, and accidental death. Drs Choices is here to answer any questions you may have and help you make the right choice to protect your family. Prices will vary on your current health status, age, lifestyle, and driving record, among other things. At Drs Choices, we’ll help find one that won’t break the bank while giving you full peace of mind that when you’re gone, the ones you love won’t have more heartache with added bills on top of their sorrow.

We specialize in creating life insurance plans that fit your life and cover your loved ones. Our expert agents know how to match you with the right coverage so you can live your life without worries. Protecting doctors. It’s all we do. Let us protect you today!

Get your Free Life Insurance Proposal

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52 Forest Avenue,
Paramus, NJ 07652

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