It certainly pays to be a physician, especially an orthopedic surgeon. While the costs of medical school and putting in time during your residency are trying times, once you make it through, you can savor the fruits of your labor.
Making a six-figure salary allows you to enjoy the best points in life. You will certainly work hard enough to get there, and your expertise commands such earnings. But what would happen if you suddenly became too sick to practice or are involved in an accident that gives you injuries that prevent you from performing in your profession? Are you covered if anything happens to you? If not, everything you’ve worked so hard for in life will suddenly be gone.
Regular insurance doesn’t keep you covered in such instances. If you suffer nerve damage in your hands, you won’t be able to perform intricate surgeries anymore. Other types of insurance won’t pay out if you can work other jobs in medical or other fields. That’s why you need to call Drs Choice today to get disability insurance coverage.
Disability insurance coverage for orthopedic surgeons protects you from losing out on the income you’re used to generating. It prevents you from being stuck with student debt from before your career success. When you have a comprehensive disability insurance policy through Drs Choices, you can have full peace of mind knowing that if something happens to you, you’ll be covered in the event of the unthinkable.
What you need is a true own-occupation definition of total disability included in your policy. This simply means that you can still get benefits if you can’t perform as an orthopedic surgeon even if you can work in a different field. You won’t be penalized for working in another field even if you can’t fulfill your duties in your original role.
Drs Choices tailors policies to your unique needs. There is no one-size-fits-all here. We discuss your specialty and help give you the disability insurance policy that works best for you.
You should consider a disability insurance policy for orthopedic surgeons that includes:
- The full definition of disability for true own-occupation
- Residual benefits
- Adjustment rider for cost of living
- Option to increase in the future, especially if you’re just starting out
- Complete benefits for any nervous or mental conditions
Drs Choices helps orthopedic surgeons get the long-term disability coverage they need. Let us match you with the right policy at the most competitive rates. Protecting doctors. It’s all we do. Let us protect you today!