No physician ever thinks that they could be disabled someday. What will you do if it happens to you?
You went into the medical profession to help others get better. But what if one day you’re the one that needs the care? Every physician should strongly consider disability insurance. It’s essential to protect your income and your assets should you become disabled or injured and unable to perform your career.
With physical demands imposed on you daily you have a greater risk of becoming disabled in some way. This can impact the income you earn. You might still be in school now, but this is a critical time to start your coverage and protect your future earnings by locking in your student resident discounts and your current health. This way you purchase a policy that works best for you.
You might think you’re covered with your group policy from your residency program or medical practice, but these programs usually don’t offer you the important riders of an individual disability policy. A group policy may require that you be completely disabled and unable to work at all before doling out benefits. Some policies even state that if they find a job that the carrier thinks you can work in then you must take the job and forfeit your coverage. That benefit might even be taxable income that you’re stuck with if your employer is covering the premiums.
Secure your future during your residency to lock in student resident discounts at your current state of health.
Get a quick personalized insurance quote today and discover how much money we can save for you.
Are you prepared to protect your career as you move out from residency and into an attending position?
Start now with a plan during your training and you may get your rates guaranteed to the age of 65. That means what you pay now stays the same. Your contract can’t be changed or canceled by the insurance carrier- regardless of your health. Getting true-own occupation coverage is a way to get disability insurance to help ensure your success for years to come.
Why put in all this work and have nothing to show for it years down the line? With Drs Choices, you get confidence that a disability may not bring your career or your financial earnings to a screeching halt. Whether you’re an Emergency Room physician, Cardiologist, Internist, Obstetrician, or any other type of physician, you can get the financial security and coverage you need with disability insurance through Drs. Choices.
Get true-own occupation disability insurance and get covered should you become disable and unable to perform the duties of your occupation. It pays you benefits as long as you’re disabled, even if you are able to work full-time doing something else. One of the best decisions you can make in your career is to protect yourself with disability insurance for medical professionals.
Jeff Benowitz is a well-established financial representative of over twenty years in the industry. His business in the medical and dentistry industries has enabled him to generate positive value for his clients’ practices. He works meticulously Read Moreto bring change
Matthew’s time is spent educating Physicians and Dentists on the many aspects of the Financial and Holistic Planning spectrum. Matthew frequently lectures to students, residents, fellows and attending physicians on the following items: Disability Insurance, Life Insurance, 0% Down Payment
Dan has been working with healthcare professionals for the past 15 years as a trusted financial advisor. He takes great pride in working with doctors and focuses on making sure they feel comfortable in their understanding of how each financial
Judith has been in the financial services Industry for over 10 years. After working on design and implementation of group benefits for medical and dental offices, large corporations, and family-owned businesses. As her practice has grown over the years, she has
Karo is an accomplished administrative assistant, holding a bachelor’s degree from Montclair State University. With a strong foundation in organizational and database management as welll as interpersonal communication skills, Karo is a valuable asset in any administrative
Heather Bertinetti Rozzi’s journey into the culinary world ignited from a profound passion for crafting captivating desserts, where her creations earned her acclaim among critics and patrons alike. From her earliest days experimenting in the kitchen to formal training at
Our independent representatives can help you find the right disability insurance carrier to give you the coverage you need. You’ll be presented with different and unbiased options so you can choose which fits your life and provides you the coverage you need.
You made a wise choice to go into a career that helps others, but if you become disabled either temporarily or permanently, who will take care of you? We at Drs Choices will! Contact us today to get your disability insurance coverage!
Drs Choices