It certainly pays to be a physician, especially an orthopedic surgeon. While the costs of medical school and putting in time during your residency are trying times, once you make it through, you can savor the fruits of your labor.
Making a six-figure salary allows you to enjoy the best points in life. You will certainly work hard enough to get there, and your expertise commands such earnings. But what would happen if you suddenly became too sick to practice or are involved in an accident that gives you injuries that prevent you from performing in your profession? Are you covered if anything happens to you? If not, everything you’ve worked so hard for in life will suddenly be gone.
This is why it is crucial to have disability insurance if your an orthopedic surgeon. Our team helps medical professionals find disability insurance policies that fit their needs. Reach out to us today to learn more.
Do Orthopedic Surgeons Need Disability Insurance?
Regular insurance may not keep you covered in such instances. If you suffer nerve damage in your hands, you won’t be able to perform intricate surgeries anymore. Other types of insurance won’t pay out if you can work other jobs in medical or other fields. That’s why you need to call Drs Choice today to get disability insurance coverage.
Disability insurance coverage for orthopedic surgeons helps protect you from losing out on the income you’re used to generating. It prevents you from being stuck with student debt from before your career success. When you have a comprehensive disability insurance policy through Drs Choices, you can have confidence knowing that if something happens to you, you’ll be covered in the event of the unthinkable.
What you need to consider is a true own-occupation definition of total disability included in your policy. This simply means that you can still get benefits if you can’t perform as an orthopedic surgeon even if you can work in a different field. You won’t be penalized for working in another field even if you can’t fulfill your duties in your original role.
Drs Choices tailors policies to your unique needs. There is no one-size-fits-all here. We discuss your specialty and help give you the disability insurance policy that works best for you.
You should consider a disability insurance policy for orthopedic surgeons that includes:
- The full definition of disability for true own-occupation
- Adjustment rider for cost of living
- Residual benefits
- Complete benefits for any nervous or mental conditions
- Option to increase in the future, especially if you’re still in training
Learn More About Disability Insurance Policies Tailored to Orthopedic Surgeons
Whether you have been working as an orthopedic surgeon for years or have recently begun training for your specialty, give us a call today. Our team can help you understand the benefits of disability insurance for orthopedic surgeons.